Grandfathered in

If you hurry and purchase your own individual health insurance plan you can be grandfathered in.  meaning all of the new Obama healthcare changes that the insurance companies will be required to cover and all the pre-existing conditions that must be accepted.  That will expect the premiums to go through the rough.  To meet the criteria of being accepted into the Obama Individual health insurance program you have to go without other coverage for 6 months.  How many sick people can afford to go without health insurance for 6 months.  Those with children cannot expect to go those 6 months without health insurance coverage.  Colds and flu season as well as emergency room visits will not allow you to be uninsured.  Do you think Obama stays awake at night thinking about how many people this health plan change is going to effect?  NO
Health insurance agencies are downsizing due to the expected cuts in the commissions and loss of groups being covered.  Health insurance exchange call centers are being opened and staffed.   If you think that you are going to be able to call a local agent that has been in business for years and help your company buy your company or your family individual insurance you are mistaken.  You will be calling government employees that will be selling you the plan you chosse being offered by the few carriers deciding to stay in business.  The health insurance industry may become the new government automotive like takeover.  So even if the health insurance carrier loses money it really does not matter as it is owned by the government and they have access to your tax dollars.