Thursday, August 27, 2009

Insurance for ALL

Sarasota, FL (PRWEB) August 26, 2009 -- In these financially difficult times companies are looking to cut costs, and health insurance is where most companies are doing it. Not offering company health insurance, or choosing to only cover the employee, is leaving many without insurance. The spouses, dependents, part-time employees and those in the waiting period to get insurance are being left without options. Employees that were laid-off may obtain Cobra but when that comes to an end there is uncertainty about continuing coverage.

CennairusOne understands the challenges of obtaining health insurance and wants to help people and their families. CennairusOne empowers the consumer to shop for individual insurance coverage online and in the privacy of their own home. CennairusOne offers counseling, through the toll-free number, to walk clients through the specific plan that would best suit their needs and budget. Price is always important and CennairusOne is seeing many individual insurance policies starting as low as $48 per month for a single person. Prices vary depending on benefits, carrier and individual health conditions.

CennairusOne works with well-known national insurance carriers. CennairusOne prefers not to offer limited benefit plans. A limited benefit plan will only cover certain benefits up to certain dollar amounts and will stop paying at $10,000 or $25,000. These plans are not for everyone and when explained to the individual, CennairusOne normally will see the client shift to an Individual health plan.

CennairusOne also caters to the self-employed small business owner and 1099 employes. These clients find it impossible to obtain affordable group coverage. CennairusOne can offer multiple individual policy options.

CennairusOne also offers a Prescription Drug Discount Program Card that can be printed online. It is free to join this program and can be used at 54,000 pharmacies. The pharmacies use the Bin# and do not need a card, so a printed copy works well.

CennairusOne wants to help the uninsured and the underinsured nationally.

http://www.CennairusOne.com

Thursday, August 20, 2009

Stop Government Healthcare HR 3200- Protect Yourself

In these financially difficult times companies are looking to cut costs, and health insurance is where most are doing it. Not offering company health insurance, or choosing to only cover the employee, is leaving many without insurance. The spouses, dependents, part-time employees and those in the waiting period to get insurance are being left without options. Employees that were laid off may obtain Cobra but when that comes to an end, they are uncertain as to what they can do.
CennairusOne understands the challenges of obtaining health insurance and wants to help these people and their families. We empower the member to shop for their own individual insurance online and in the privacy of their own home. We then offer counseling, if needed, by a licensed agent to walk them through the specific plan that would best suit their needs and budget. Price is always important and we are seeing many individuals obtaining insurance in the price range of $100-$150 per month. Obviously the prices vary depending on benefits, carrier and individual health conditions. The companies we work with are well-known national insurance carriers and not limited benefit plans like Cover Florida.
The Cover Florida plan has driven a lot of business to CennairusOne because consumers expect that Cover Florida is for everyone. The confusion is that the plan is not a complete medical plan. It is a limited benefit plan, meaning it will only cover certain benefits up to certain dollar amounts and will stop paying at $10,000 or $25,000. These plans are not for everyone and when we explain the Cover Florida plan is limited, we normally see a shift to an Individual health plan.
CennairusOne also offers a Prescription Drug Discount Program Card that can be printed online. It is FREE to join this program and can be used at 54,000 pharmacies whether you have insurance or not. The pharmacies use the Bin# and do not need a card, so a printed copy works well.
CennairusOne wants to help the uninsured and the underinsured nationally. Please take a moment and visit http://www.CennairusOne.com

By Chad Mitchell
CennairsOne President

Tuesday, August 4, 2009

Size does Matter!!

CennairusOne offers individual health insurance as well as, life, annuities, worksite products, Medicare plans and group health insurance. This is the agency that supports this website www.CoverFloridaPlus.com. We also can assist in obtaining Workers' Compentation for your company.

The Cover Florida product is misleading as it is not easy to qualify for and is not full blown medical insurance. These are LIMITED benefit plans. That is why we want to help you shop for what fits your size group or medical situation.

What I have found is that most people looking at the Cover Florida plan have been shot down by agents because it is not profitable. and with a little research some options can be found. This will be a great assistance to those people that are shopping for Individual Medical insurance but could qualify for a group health plan. Needing this help some agents are not able to assist because a 2 or 3 life group does not pay normal commissions, very reduced $3.15 a month.

What we see is that a 2 or 3 life company may needs workers'compensation as well as health. We are willing to work with these companies in the lean times, not just in the good times. This company may grow to be 5 to 10 employees when the economy changes. Then agents fight to be this clients agent.

www.CoverFloridaPlus.com