Health Insurance gets you a pay raise upfront

after being laid off as a lot of people have recently. There was a rule change that made the terminated employee eligible for 9 months of partially covered by the employer health insurance coverage. (65%) So if the company was picking up 75% of the premium for you they would still be paying 65% for you for the next 9 months. After that you are on the hook for the full Cobra premium.
That is where I come in and can assist you in shopping the major health insurance carriers that companies buy groups policies from but this would be a policy just for you and your family, if needed.
You get to decide if you want deducibles or not, how high or low the deductible is, copays or not, prescription or not and it is yours to keep forever. No time limit or run out period.

Some people keep their policy when they go back to work for companies an opt for a pay increase since they have their own insurance.

Think about that discussion at a job interview. I will take the $400 a month you would spend on my health insurance in my salary now and you normally get a rate increase of 20% so you can look to do that at my annual review too, right.